*The
minimum balance required to open an account and obtain the annual
percentage yield stated.
**Annual Percentage Yield (APY).
A penalty may be imposed for early withdrawal.
Annual percentage yields are accurate as of today's date.
THE
FOLLOWING MINIMUM BALANCES ARE REQUIRED TO OPEN THE ACCOUNT AND
OBTAIN THE ANNUAL PERCENTAGE YIELD STATED:
3 and 6 month
$1000
9 month special
$5000
12, 18, 30 and 48 month
$500
THE FOLLOWING PENALTY MAY
BE IMPOSED FOR EARLY WITHDRAWAL:
12 month term and under
3 months of interest
over 12 month term
6 months of interest
IRAs
(Individual
Retirement Accounts):
First National Bank offers several
types of IRAs that make saving for retirement easier. Our Traditional
IRAs, Roth IRAs and Education
IRAs can be invested in our certificates of deposits which
are FDIC insured.
Please stop in or call our customer
service to find out more details.
SAVINGS
AND CHECKING ACCOUNTS:
Account
Type
Minimum Balance*
Interest
Rate
Compounded
APY**
Savings
$200
0.50
Daily
0.50*
Money
Market Savings
$2500
1.00
Monthly
1.00*
Heywood Money Market
Savings (2 tiers)
$50,000-99,999
$100,000 and over
1.64
1.98
Monthly
1.65*
2.00*
Interest
Checking
$500
0.20
Monthly
0.20*
Annual percentage yields are accurate as of today's date.
*The rates may change after the account is opened.
Fees could reduce the earnings on the account.
**Annual Percentage Yield (APY).
Member FDIC
For additional information please call 507-645-5656 or 507-664-0820